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NHS & Private Healthcare Workers

NHS Employees

Serve and Protect Credit Union is a free employee benefit available to employees working within the NHS and Private Healthcare organisations. We offer an exclusive service with a range of benefits.

Find out more about how to sign up as an employee working within the NHS

Joining a credit union offers NHS employees the chance to be part of an exclusive community, with access to a range of financial products and a service that offers the personal touch.

As a not-for-profit, we are owned by our members, meaning your interests are at the heart of everything we do.

Become a Member

Stress-Free Support & Service

We know that as an NHS employee, you hardly have enough hours in the day as it is, let alone spare ones to be sorting out your finances. We are here to help take away some of that stress and provide you with a service that makes managing your finances that little bit easier.

Community First

We are ethical and community-focused, driven by providing service excellence to our members rather than profits. As a member of the credit union your savings will help provide much needed access to affordable credit for your colleagues.

Exclusive Access

You can receive access to exclusive services, including a range of savings and loan products designed for those who Serve and Protect .

Competitive Rates

As a not-for-profit, we pay any remaining profit at the end of the financial year back to our members in the form of an annual return on their savings or reinvest them back into the credit union to improve the range of products and services available.

Proud to Serve

We want to play our part and be there to support you when you need us most throughout your career and beyond.

Personal Touch

Our personalised service will treat you as an individual rather than just a credit score, supporting our members where we can.

Making Finance Simple

We make savings and borrowing simple, with repayments taken straight from your salary.

Join our growing community of those who Serve and Protect the nation!

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Calderdale and Huddersfield NHS Foundation Trust
Dorset County Hospital NHS Foundation Trust logo
HUC
North East Ambulance Service NHS Foundation Trust
Nottingham University Hospitals logo
Royal Devon University Healthcare NHS Foundation Trust
Somerset NHS Foundation Trust logo
South Tyneside and Sunderland NHS Foundation Trust logo
Tees, Esk and Wear Valleys NHS Foundation Trust

Don’t just take our word for it

See what our members have to say

Feefo logo
Feefo Platinum Trusted Service Aware logo for 2023
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Trusted Member

United Lincolnshire Hospitals NHS Trust

Excellent service

I was really struggling to pay my credit card and Serve and Protect Credit Union gave me a loan to consolidate my debts. Quick and easy to apply for a loan. Hassle free.
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Sylvia

Hillingdon Hospitals NHS Foundation Trust

Fantastic

They responded very quick and were happy to help in a delightful caring kind of way. They listened to why I needed the loan.
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Aby

London Residential Healthcare

Life saving angel

 I am literally grateful for them as they helped me with a loan for which was in great need. I already recommended this union to my colleagues and friends and already 2 of my friends join. This credit union is a life saving angel in terms of low interest APR as compared to high street banks!
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Rebecca

South Tyneside and Sunderland NHS Foundation Trust

Great service

Excellent service, fast and easy to use. Once I submitted all the paperwork, the loan was processed and in my account within a few hours.

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Michael

Somerset NHS Foundation Trust

Their service is brilliant

Customer service are very approachable and helpful. They will help you in every step of the way. The loan was very helpful, especially for someone like me who really was in need.
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Trusted Member

East Kent Hospitals University NHS Foundation Trust

I got exactly what i needed at the right time

The staff were  friendly and assisted me in a professional manner. They called to find out how I was getting along with the process and helped me along the way.
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Trusted Member

Nottingham University Hospitals NHS Trust

Very quick service

Interest rates are a lot lower than what I was paying on my credit cards and having an end date for the loan is a great reassurance.
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Trusted Member

Dorset County Hospitals NHS Foundation Trust

Quick and Seamless Processing

They have been very communicative and prompt. Very helpful and quick processing. The rates are good too. I am pleased.
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Siyad

Somerset NHS Foundation Trust

I am completely satisfied

Really it was an hard time for me, but when I gave a proper explanation and proof they provided me a loan at a reasonable rate. Within 6hrs I received money in my bank account.
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Martin

North East Ambulance Service NHS Foundation Trust

Very professional and helpful

I used Serve and Protect for a new loan and the loan process was very simple with a quick decision This company are very professional and helpful with the loan being deposited very quickly. I highly recommend serve and protect credit union to anyone.
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Trusted Member

Yeovil District Hospital NHS Foundation Trust

Excellent Service

Excellent customer service and quick processing time. I would definitely recommend to my friends and colleagues and those who are in need.
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Trusted Member

Nottingham University Hospitals NHS Trust

The loan really helped me

The loan really helped me to get rid of a high interest rate from the bank. Thank you so much for the processing. I appreciate everyone behind this. Thank you.
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Trusted Member

Chelsea and Westminster Hospital NHS Foundation Trust

Best customer service ever

Best customer service ever. Liked the team. Everything was efficient and so diligent. Quickly responded all my queries and my loan was passed quickly.
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Trusted Member

Circle Health Group

The service was fast

The team were pleasant, informative and the service was fast. I will recommend my colleagues to join this credit union.
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Opoku

Somerset NHS Foundation Trust

Really impressed me

The service was beyond my imagination. The team really impressed me on my experience with them and I am happy to part of the service.
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Stephanie

York Teaching Hospital NHS Foundation Trust

Excellent service

From start to finish it was an easy, user friendly experience. Everyone I spoke to was friendly and helpful, and everything was really well explained.

Frequently Asked Questions

Absolutely! We proudly serve numerous NHS Trusts and private healthcare companies, offering their employees a convenient way to save and borrow through salary deductions.

 

If your employer hasn’t joined yet, don’t worry. As long as you work in health and social care, we welcome you to join with the ease of direct debit.

We’re constantly expanding our free employee benefit to reach more NHS Trusts and private healthcare companies. If you believe we can assist you and your colleagues, please inform your HR and Staff Benefit teams. We’re more than happy to have a conversation with them and provide further information.

In addition to serving NHS employees, we also extend our services to the broader Private Healthcare sector, including social care employees. We’re here to support you all.

You can still become a member as long as you do so before leaving employment. Once you’ve joined, you’ll have the opportunity to remain a member for life. We look forward to having you as part of our community!

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Check out who else we serve

Family Members

Fire & Rescue Services

Armed Forces Community

Prison & Probation

Police & Law Enforcement