NHS & Private Healthcare Workers

NHS Employees

Serve and Protect Credit Union is a free employee benefit available to employees working within the NHS and Private Healthcare organisations. We offer an exclusive service with a range of benefits.

Find out more about how to sign up as an employee working within the NHS

Joining a credit union offers NHS employees the chance to be part of an exclusive community, with access to a range of financial products and a service that offers the personal touch.

As a not-for-profit, we are owned by our members, meaning your interests are at the heart of everything we do.

Stress-Free Support & Service

We know that as an NHS employee, you hardly have enough hours in the day as it is, let alone spare ones to be sorting out your finances. We are here to help take away some of that stress and provide you with a service that makes managing your finances that little bit easier.

Community First

We are ethical and community-focused, driven by providing service excellence to our members rather than profits. As a member of the credit union your savings will help provide much needed access to affordable credit for your colleagues.

Exclusive Access

You can receive access to exclusive services, including a range of savings and loan products designed for those who Serve and Protect .

Competitive Rates

As a not-for-profit, we pay any remaining profit at the end of the financial year back to our members in the form of an annual return on their savings or reinvest them back into the credit union to improve the range of products and services available.

Proud to Serve

We want to play our part and be there to support you when you need us most throughout your career and beyond.

Personal Touch

Our personalised service will treat you as an individual rather than just a credit score, supporting our members where we can.

Making Finance Simple

We make savings and borrowing simple, with repayments taken straight from your salary.

Join our growing community of those who Serve and Protect the nation!

Don’t just take our word for it

See what our members have to say

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Frequently Asked Questions

Absolutely! We proudly serve numerous NHS Trusts and private healthcare companies, offering their employees a convenient way to save and borrow through salary deductions.


If your employer hasn’t joined yet, don’t worry. As long as you work in health and social care, we welcome you to join with the ease of direct debit.

We’re constantly expanding our free employee benefit to reach more NHS Trusts and private healthcare companies. If you believe we can assist you and your colleagues, please inform your HR and Staff Benefit teams. We’re more than happy to have a conversation with them and provide further information.

In addition to serving NHS employees, we also extend our services to the broader Private Healthcare sector, including social care employees. We’re here to support you all.

You can still become a member as long as you do so before leaving employment. Once you’ve joined, you’ll have the opportunity to remain a member for life. We look forward to having you as part of our community!

Check out who else we serve