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Resources

Useful Resources

Here are some useful resources including financial advice and support for those who serve and are looking for further help and guidance.

Webinars

At Serve and Protect, we pride ourselves on simplifying financial topics, so we are confident you will come away from our webinars with plenty of actions to help you along the way.

Articles
Education
Reports
Calculators
Support
Stories
Calculator displaying the word 'PAYROLL' on top of financial chart documents to represent CNTW payroll savings.

8 min read

A New Launch: CNTW Payroll Deduction Savings for NHS Staff
An NHS professional in a blue tunic sitting at a table and speaking with a patient in a bright clinic room.

8 min read

Loans for NHS Staff: A Safer Way to Borrow
Silhouettes of professionals connected by a glowing digital network against a sunset, representing a united approach to employee financial wellbeing.

8 min read

Employee Financial Wellbeing: The Credit Union’s role in the National Coalition for Workplace Savings
A military family standing together outdoors, depicting the legs of two armed forces members in uniform alongside a child.

8 min read

A Guide to the Best Military Credit Unions for Armed Forces Families
Police officer celebrates cash jackpot win

3 min read

West Mercia Police Officer Wins £5,000 PrizeSaver Jackpot
Woman helping a stressed man sitting at a laptop.

8 min read

The Missing Pillar in Your Workplace Wellbeing Strategy: Tackling the Money Stress Epidemic
Healthcare professionals in a meeting discussing staff benefits; an example of the public sector workforce that benefits from ethical financial partnerships.

8 min read

The Future of Workplace Financial Wellbeing: Why Your Financial Inclusion Strategy Starts with Payroll Deduction Options
Women carrying colorful shopping bags, illustrating the buying process that leads many into the cycle of bad credit loans.

8 min read

The Risks, Rewards, and Smarter Alternatives to Buy Now Pay Later
Thandor with a trophy, showcasing the success that comes from workplace resilience and employee financial wellbeing support.

8 min read

A representation of resilience: sponsoring an Olympic dream 
A pair of hands protecting a set of wooden people to represent employer provision of wellbeing schemes

8 min read

The 2026 Financial Resilience Report: Combatting the cost of living and financial exclusion in the public sector
A police officer on duty; the Wiltshire Federation used police wellbeing grants to provide prostate cancer testing for its workforce.

3 min read

Friends of Serve and Protect Community Fund supports firefighter resilience through wellbeing programmes
Couple holding hands, symbolising togetherness in the face of debt

8 min read

Love & money: tackling debt together 
Women holding colorful shopping bags, illustrating the frictionless buying process that leads many into the cycle of bad credit loans.

8 min read

2026 Money Saving Tips: financial ins and outs for the year ahead
Hands protecting a diverse range of people to represent financial inclusion

8 min read

Financial wellbeing schemes are the future. Here’s what employers need to know:
Group of Royal Air Force aeroplanes flying through a blue sky

8 min read

Serve and Protect Credit Union halts debt spiral for RAF sergeant
Firefighter with arms crossed and smiling

3 min read

Ten firefighters funded through the Fire Fighters Charity’s Kickstart Programme
Five people around a table celebrating Christmas after following a simple Christmas budget.

8 min read

Your Christmas budget: A simple guide to a stress-free December
Dark-haired woman lying on sofa using mobile phone and holding credit card

6 min read

7 essential cyber security tips for safe online banking
Lanchester Road Hospital

3 min read

Serve and Protect Community Fund helps TEWV create transformative staff wellbeing areas
Ministry of Defence logo and Serve and Protect logo against a yellow background

6 min read

Serve and Protect celebrate a decade of Armed Forces support
Six members of the Serve and Protect Credit Union team stand with their award as Highly Commended in Financial Education Provider of the Year at the WSB Awards 2025

3 min read

Serve and Protect Highly Commended in Financial Education Provider of the Year at WSB Awards 2025
Close up of a hand holding a credit card while the other hand types on a laptop

7 min read

Battling debt stigma with StepChange Debt Charity
Man sat on sofa hiding phone from partner, who is visibly concerned.

5 min read

Breaking the silence on gambling stigma with GambleAware
Healthcare professionals enjoying the Defence Perinatal Festival

3 min read

Friends of Serve and Protect Community Fund sponsorship secures future for Defence Perinatal Festival 
Young person sat on sofa smiling while speaking with debt advisor

6 min read

How to recognise and tackle problem debt

3 min read

Friends of Serve and Protect Community Fund backs Northeast’s first Filipino healthcare career development event
Person using Serve and Protect Credit Union website with Recite Me Accesssibility Toolbar active

2 min read

Serve and Protect launch website accessibility toolbar
Group of four people smiling

5 min read

The alternative to banks putting people over profit
Russell Smith and Diane Taylor in conversation at TEWV

5 min read

Tackling financial vulnerability with TEWV
STSFT Senior Inclusion Advisor, Jake Higgins, speaks with International Recruitment Chair, Mayflor Bernal

4 min read

How we help STSFT staff to manage their finances with confidence
Birds-eye shot of police officers talking

3 min read

Friends of Serve and Protect Community Fund enhances training experience for Hertfordshire Constabulary recruits
The back of three police officers in uniform

7 min read

Understanding financial vulnerability in the UK public sector
Injured emergency services personnel participating in an adaptive sports event.

3 min read

Friends of Serve and Protect Community Fund builds community through sport for injured emergency personnel

3 min read

What are loan sharks and why are they so dangerous?

3 min read

How mindfulness can help you manage your finances

3 min read

Friends of Serve and Protect Community Fund facilitates life-saving PSA screening for Wiltshire Police 
Staff and patients celebrate outside Airedale Hospital

3 min read

West Yorkshire Police officer raises over £7,000 for hospital with help of Friends of Serve and Protect Community Fund
River rescue crew responding to an emergency.

3 min read

Friends of Serve and Protect Community Fund aids life-saving patrols on the River Tees
Save the smart way this Black Friday

5 min read

Save the smart way this Black Friday
What is a credit union?

4 min read

What is a credit union?
National Fire Savers

5 min read

Serve and Protect Credit Union Completes Merger with National Fire Savers Credit Union
How much do dogs cost per month?

6 min read

How much do dogs cost per month?
Firefighter spraying water with fire truck in the background

2 min read

Serve and Protect Credit Union and National Fire Savers Credit Union announce intent to merge
How to check your credit score

4 min read

How to check your credit score
A short guide to budget planning

1 min read

A short guide to budget planning
The dangers of payday loans

4 min read

The dangers of payday loans
Beware of iceberg loans

2 min read

Beware of iceberg loans
Why is salary deduction so useful?

3 min read

Why is salary deduction so useful?
The difference between Credit Unions and Banks

3 min read

The difference between Credit Unions and Banks
10 tips to improve your credit score

6 min read

10 tips to improve your credit score
The benefits of saving money

4 min read

The benefits of saving money
Financial resilience vs financial wellbeing

3 min read

Financial resilience vs financial wellbeing
Webinars

Webinars
Podcast

Podcast

Financial Resilience Report 2026

Annual Review 2024/25
Serve and Protect Credit Union's Financial Resilience Report 2025

Financial Resilience Report 2025
Annual Report 2023/24

Annual Report 2023/24
Impact Report 2024

Impact Report 2024
Financial Resilience Report 2024

Financial Resilience Report 2024
Annual Report 2022/23

Annual Report 2022/23
The First 20 Years of Serve and Protect Credit Union

The First 20 Years of Serve and Protect Credit Union
Impact Report 2023

Impact Report 2023
Financial Resilience Report 2023

Financial Resilience Report 2023
Annual Report 2021/22

Annual Report 2021/22
Impact Report 2021

Financial Resilience Report 2022
Annual Report 2021/22

Annual Report 2020/21
Impact Report 2021

Impact Report 2021
Impact Report 2021

Financial Resilience Report 2021
Annual Report 2019/20

Annual Report 2019/20
Impact Report 2021

Impact Report 2020
Impact Report 2021

Financial Resilience Report 2020
Annual Report 2018/19

Annual Report 2018/19
Budget Planner
Loan Calculator
Benefits Calculator
Savings Calculator
Jargon Buster
Financial Struggles

Financial Struggles
Main Banner DV

Domestic and Sexual Abuse
Mental Wellbeing

Mental Wellbeing
Harmful Gambling and Addiction

Harmful Gambling and Addiction
Armed Forces Support Organisations

Armed Forces Support Organisations
Police Support Organisations

Police Support Organisations
Literacy and Numeracy

Literacy and Numeracy
Relationship Breakdown

Relationship Breakdown
Employment and Job Loss

Employment and Job Loss
Bereavement

Bereavement
Prison and Probation Support Organisations

Prison and Probation Support Organisations
Health Service Support Organisations

Health Service Support Organisations
Kwaku's Story

2 minutes

Kwaku’s Story
Junior's Story

2 minutes

Junior’s Story
Henry's Story

2 minutes

Henry’s Story
Rob's Story

3 minutes

Rob’s Story
Cassie's Story

3 minutes

Cassie’s Story
Anyeley's Story

3 minutes

Anyeley’s Story