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Resources

Useful Resources

Here are some useful resources including financial advice and support for those who serve and are looking for further help and guidance.

Webinars

At Serve and Protect, we pride ourselves on simplifying financial topics, so we are confident you will come away from our webinars with plenty of actions to help you along the way.

Articles
Education
Reports
Calculators
Support
Stories
Thandor with a trophy, showcasing the success that comes from workplace resilience and employee financial wellbeing support.

8 min read

A representation of resilience: sponsoring an Olympic dream 
A pair of hands protecting a set of wooden people to represent employer provision of wellbeing schemes

8 min read

The 2026 Financial Resilience Report: Combatting the cost of living and financial exclusion in the public sector
Firefighters high-fiving to show positive wellbeing within the emergency services

3 min read

Friends of Serve and Protect Community Fund supports firefighter resilience through wellbeing programmes
Couple holding hands, symbolising togetherness in the face of debt

8 min read

Love & money: tackling debt together 
A calculator displaying 2026 with a money saving plan in the background

8 min read

2026 Money Saving Tips: financial ins and outs for the year ahead
Hands protecting a diverse range of people to represent financial inclusion

8 min read

Financial wellbeing schemes are the future. Here’s what employers need to know:
Group of Royal Air Force aeroplanes flying through a blue sky

8 min read

Serve and Protect Credit Union halts debt spiral for RAF sergeant
Five people around a table celebrating Christmas after following a simple Christmas budget.

8 min read

Your Christmas budget: A simple guide to a stress-free December
Dark-haired woman lying on sofa using mobile phone and holding credit card

6 min read

7 essential cyber security tips for safe online banking
Lanchester Road Hospital

3 min read

Serve and Protect Community Fund helps TEWV create transformative staff wellbeing areas
Ministry of Defence logo and Serve and Protect logo against a yellow background

6 min read

Serve and Protect celebrate a decade of Armed Forces support
Six members of the Serve and Protect Credit Union team stand with their award as Highly Commended in Financial Education Provider of the Year at the WSB Awards 2025

3 min read

Serve and Protect Highly Commended in Financial Education Provider of the Year at WSB Awards 2025
Close up of a hand holding a credit card while the other hand types on a laptop

7 min read

Battling debt stigma with StepChange Debt Charity
Man sat on sofa hiding phone from partner, who is visibly concerned.

5 min read

Breaking the silence on gambling stigma with GambleAware
Healthcare professionals enjoying the Defence Perinatal Festival

3 min read

Friends of Serve and Protect Community Fund sponsorship secures future for Defence Perinatal Festival 
Young person sat on sofa smiling while speaking with debt advisor

6 min read

How to recognise and tackle problem debt

3 min read

Friends of Serve and Protect Community Fund backs Northeast’s first Filipino healthcare career development event
Person using Serve and Protect Credit Union website with Recite Me Accesssibility Toolbar active

2 min read

Serve and Protect launch website accessibility toolbar
Group of four people smiling

5 min read

The alternative to banks putting people over profit
Russell Smith and Diane Taylor in conversation at TEWV

5 min read

Tackling financial vulnerability with TEWV
STSFT Senior Inclusion Advisor, Jake Higgins, speaks with International Recruitment Chair, Mayflor Bernal

4 min read

How we help STSFT staff to manage their finances with confidence
Birds-eye shot of police officers talking

3 min read

Friends of Serve and Protect Community Fund enhances training experience for Hertfordshire Constabulary recruits
The back of three police officers in uniform

7 min read

Understanding financial vulnerability in the UK public sector
Injured emergency services personnel participating in an adaptive sports event.

3 min read

Friends of Serve and Protect Community Fund builds community through sport for injured emergency personnel

3 min read

What are loan sharks and why are they so dangerous?

3 min read

How mindfulness can help you manage your finances
Staff and patients celebrate outside Airedale Hospital

3 min read

West Yorkshire Police officer raises over £7,000 for hospital with help of Friends of Serve and Protect Community Fund
River rescue crew responding to an emergency.

3 min read

Friends of Serve and Protect Community Fund aids life-saving patrols on the River Tees
Save the smart way this Black Friday

5 min read

Save the smart way this Black Friday
What is a credit union?

4 min read

What is a credit union?
National Fire Savers

5 min read

Serve and Protect Credit Union Completes Merger with National Fire Savers Credit Union
How much do dogs cost per month?

6 min read

How much do dogs cost per month?
Firefighter spraying water with fire truck in the background

2 min read

Serve and Protect Credit Union and National Fire Savers Credit Union announce intent to merge
How to check your credit score

4 min read

How to check your credit score
A short guide to budget planning

1 min read

A short guide to budget planning
The dangers of payday loans

4 min read

The dangers of payday loans
Beware of iceberg loans

2 min read

Beware of iceberg loans
Why is salary deduction so useful?

3 min read

Why is salary deduction so useful?
The difference between Credit Unions and Banks

3 min read

The difference between Credit Unions and Banks
10 tips to improve your credit score

6 min read

10 tips to improve your credit score
The benefits of saving money

4 min read

The benefits of saving money
Financial resilience vs financial wellbeing

3 min read

Financial resilience vs financial wellbeing
Webinars

Webinars
Podcast

Podcast

Financial Resilience Report 2026

Annual Review 2024/25
Serve and Protect Credit Union's Financial Resilience Report 2025

Financial Resilience Report 2025
Annual Report 2023/24

Annual Report 2023/24
Impact Report 2024

Impact Report 2024
Financial Resilience Report 2024

Financial Resilience Report 2024
Annual Report 2022/23

Annual Report 2022/23
The First 20 Years of Serve and Protect Credit Union

The First 20 Years of Serve and Protect Credit Union
Impact Report 2023

Impact Report 2023
Financial Resilience Report 2023

Financial Resilience Report 2023
Annual Report 2021/22

Annual Report 2021/22
Impact Report 2021

Financial Resilience Report 2022
Annual Report 2021/22

Annual Report 2020/21
Impact Report 2021

Impact Report 2021
Impact Report 2021

Financial Resilience Report 2021
Annual Report 2019/20

Annual Report 2019/20
Impact Report 2021

Impact Report 2020
Impact Report 2021

Financial Resilience Report 2020
Annual Report 2018/19

Annual Report 2018/19
Budget Planner
Loan Calculator
Benefits Calculator
Savings Calculator
Jargon Buster
Financial Struggles

Financial Struggles
Main Banner DV

Domestic and Sexual Abuse
Mental Wellbeing

Mental Wellbeing
Harmful Gambling and Addiction

Harmful Gambling and Addiction
Armed Forces Support Organisations

Armed Forces Support Organisations
Police Support Organisations

Police Support Organisations
Literacy and Numeracy

Literacy and Numeracy
Relationship Breakdown

Relationship Breakdown
Employment and Job Loss

Employment and Job Loss
Bereavement

Bereavement
Kwaku's Story

2 minutes

Kwaku’s Story
Junior's Story

2 minutes

Junior’s Story
Henry's Story

2 minutes

Henry’s Story
Rob's Story

3 minutes

Rob’s Story
Cassie's Story

3 minutes

Cassie’s Story
Anyeley's Story

3 minutes

Anyeley’s Story
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Bank Holiday Weekend

We’ll be closed during the bank holiday weekend and our phone lines will be unavailable. Any transactions or applications submitted during this time will be handled as soon as we reopen on Tuesday 7th April. Thank you for your understanding.