Serve and Protect Credit Union

Save Automatically. Borrow Responsibly.

Experience a better way to manage your money with automatic deductions from your pay, backed by a member-owned credit union dedicated to supporting those who serve and protect.

Savings

Dedicated to You - Serve and Protect Credit Union

At Serve and Protect Credit Union, we’re proud to support employees across the police, prison, military, fire and health services. As a member-owned financial cooperative, our goal is to help you save easily and borrow responsibly through simple deductions from your pay.

We put people before profits, so when you join us, you’re joining a community that truly cares about improving your financial resilience. Because as you grow, we grow too – together.

Why Choose Serve and Protect Credit Union

As a credit union built for those who Serve and Protect, we offer more than just a financial institution. Everything we do is built around your needs, not shareholder returns.

Member-Owned

As a credit union, we’re owned by the people we serve – so every decision puts our members’ needs first.

Automatic Deductions

Savings and repaying loans is effortless with deductions taken direct from your salary – helping your stay on track without the hassle. 

If your employer is not signed up, deductions can be made via direct debit. 

People Helping People

When you save with us, you’re not just preparing for your future – you’re also making it possible for fellow members to access affordable loans when they need support.

Join a Community

Join thousands of others who share your values. At Serve and Protect, you’re not just a member – you’re part of something bigger.

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Serve and Protect Credit Union - Savings

Saving Made Simple

Serve and Protect offer a range of savings accounts, so you can get the one that’s right for your needs. Our savings accounts include:

Serve and Protect Credit Union - Loans

Our Flexible Loans

Serve and Protect personal loans allow members to access up to £25,000, with no early repayment penalties and no hidden fees, and interest calculated on reducing balance.

Don’t just take our word for it

See what our members have to say

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Important Information

We are currently assessing a high volume of loan applications. Thank you for your patience and understanding as we work to assist you as quickly as possible.

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Bank Holiday Hours

Please Note: We will be closed on Monday 5th May for the Early May Bank Holiday. Any transactions made after 2pm on Friday 2nd May will be processed on Tuesday 6th May. We appreciate your understanding.