Credit Union Savings Account

View our range of savings accounts

Take control of your savings with our Credit Union Savings Accounts.

Financial Services Compensation Scheme logo

Here to help you make the most of your money

Here at Serve and Protect , we know how important your money is – which is why we’re here to make the most of it.


Here to make your money go further

Whether you’re preparing for your financial future, have a savings goal in mind or just want to give yourself an emergency cushion to fall back on, our savings accounts are here to help.

Savings Calculator

Do you have a savings goal in mind? Perhaps you’re envisioning a down payment for your dream home or an unforgettable getaway. Whatever it may be, our savings calculator can help you determine the contribution needed to achieve your goal. Let’s make your dreams a reality!
6 months savings
1 years savings
3 years savings

Getting Started

It's easy to start saving with Serve and Protect

Check out our Regular Saver

Choose an amount to save

Complete short application

Check out other savings accounts

Visit Website

Click Join

Complete application (for a Regular Saver)

Don't delay, start saving monthly with deductions from your salary

Don’t just take our word for it

See what our members have to say

Feefo logo
Feefo Platinum Trusted Service Aware logo for 2023

Frequently Asked Questions

All our members are encouraged to save a minimum of £10 per month into a Regular Saver Account. This helps you build a nest egg for the future while enjoying the benefits of consistent savings.
After successfully opening a Regular Saver account, you’ll gain the flexibility to open any of our other savings accounts. We’re here to help you make the most of your savings journey!

You can conveniently access most of our savings accounts online through our mobile app. However, for our Junior Saver account, just give a quick call to our friendly team and they’ll be happy to assist you.

When you save monthly with deductions from your salary, please keep in mind that the deductions are taken after taxes and any other pre-tax deductions.

You might need to pay tax on the interest or dividend you receive from your savings accounts with us. This will depend on your personal financial situation. For more information, please visit

Rest assured, all our savings products are protected by the UK’s Financial Services Compensation Scheme (FSCS), guaranteeing your savings up to £85,000. Any deposits exceeding the current limit are not covered. For additional details about the FSCS, please visit

Joining is completely fee-free! It won’t cost you a dime to become a member of our credit union. Plus, if you’re solely focused on saving, you can cancel anytime, no strings attached.

All our savings accounts include free life cover up to £25,000 (up to the age of 65). This means, should the worst happen, your savings could be doubled up to the first £25,000, allowing you to support your family when they need it most. 

The free life cover benefit is subject to the terms and conditions of Serve and Protect Loan Protection and Life Savings policies, arranged by CMGL and underwritten by Covea Life Ltd. Note that this protection is a benefit of membership provided at no extra cost to the member. The Credit Union is the policyholder for Loan Protection and Life Savings.

Latest Articles

Other Services

Find out more about our other products and how they can help


There if you
need to borrow