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Police & Law Enforcement

Police Family

Serve and Protect Credit Union is a reliable financial services created by Police Officers. It is here to support Officers, Staff, Retirees and wider law enforcement, including the National Crime Agency.

Find out more about how to sign up as part of the Police family.

Working for the Police means you need a credit union you can rely on. With a range of financial products as services, we are here to help you take ownership of your finances and improve your financial resilience.

Become a Member

Individual and Hassle-Free

Whether you are a Police Officer, Police Staff, a Retiree (in receipt of a Police pension), or part of the National Crime Agency, our credit union is here to help. Find out how we can support you below.

Competitive Interest Rates, No Fees

With our credit union account, you can make the most of more favourable interest rates, free life cover and no hidden fees.

Community First

We are ethical and community-focused, driven by providing service excellence to our members rather than profits. As a member of the credit union your savings will help provide much needed access to affordable credit for your colleagues.

Personal Touch

Our personalised service will treat you as an individual rather than just a credit score, supporting our members where we can.

Useful Resources

We provide an array of resources that can help you prepare for your financial future.

Join our growing community of those who Serve and Protect the nation!

Get Started

Don’t just take our word for it

See what our members have to say

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Phil

Devon & Cornwall Police

This organisation is a ‘must’!

A fantastic organisation with an excellent team, making it easy for you to save, borrow, and manage your finances. Specifically tailored to the Emergency Services, this organisation is a ‘must’! Go on, what are you waiting for?

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Tracy

Merseyside Police

Gone above and beyond for me over the years!

I’ve been a member for 27 years and have always been more than happy with the service I’ve received. Friendly, helpful, and have gone above and beyond for me over the years!

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Roy

Staffordshire Police

Savings and loans could not be easier

I have been a member for many years, since the early days of the credit union. Savings and loans could not be easier. Staff are always helpful and prompt to respond to questions.

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Rik

West Midlands Police

It really is a ‘No Brainer’

Not-for-profit means MORE money in interest on savings and LESS interest on loans. It really is a ‘No Brainer’. Credit unions are better for the customer than banks!

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David

Essex Police

I’ve really enjoyed saving with Serve and Protect

I’ve really enjoyed saving with Serve and Protect. I don’t notice the regular contributions from my salary, but they build up so quickly and create a significant savings pot I can use for unexpected things that always crop up in life. And it’s good to know that I’m part of a bigger community which I hope means I’m helping others in a small way. It’s reassuring to know it goes both ways and they’re there for me I need them too.

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Mike

Northumbria Police

Makes it easy to save

Serve and Protect Credit Union makes it easy to save, with no risk, but good rewards with a yearly dividend paid to all members. It makes you feel valued and part of a family by looking after you and your money. With lots of competition for your savings, that really does give you peace of mind.

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Peter

Avon & Somerset Constabulary

I have always enjoyed excellent service

I have been a member of this credit union for many years and I have always enjoyed excellent service, both as a saver and borrower. I would recommend it to anyone eligible to join!

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Bryan

Avon & Somerset Constabulary

There are no hidden catches, just big benefits

I have been a member now for over 30 years. My savings are taken from my salary which makes it easier. I have had numerous loans over the years when I needed bailing out. Joining is a ‘No Brainer’. Just do yourself a favour and join. There are no hidden catches, just big benefits.

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Mick

West Midlands Police

The credit union is a great ‘friend’

Easy to save. Easy to withdraw savings. Easy to apply for a loan. The credit union is a great ‘friend’, especially when the going gets tough, they’re there for you!

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John

Merseyside Police

It has helped my own family when they needed assistance

I have been a member for many years and used the facility to save and borrow. It has helped my own family when they needed assistance instead of going to banks and paying lots of interest. I am also happy knowing the money I save is there to help other people as well.

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Allen

Merseyside Police

It’s perfect

I really love how easily (and painless) Serve and Protect make it to save. I just put a little aside so I’ve got cash to spend at Christmas and it’s perfect. I also like the fact it’s our credit union and my savings help support that.

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Phil

Devon & Cornwall Police

This organisation is a ‘must’!

A fantastic organisation with an excellent team, making it easy for you to save, borrow, and manage your finances. Specifically tailored to the Emergency Services, this organisation is a ‘must’! Go on, what are you waiting for?

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Nikki

Sussex Police

The credit union are there for us all

I was a struggling, single parent with no great credit at the time and in a few clicks Serve and Protect helped me get back on track. No quibble, no negative impact. That was nearly 10 years ago. Still have my little savings account and a positive credit score. The credit union are there for us all.

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Chris

West Midlands Police

I’ve matured into a responsible saver

Since this great organisation started, I have been a member. Before this I had always been a poor saver, living in a permanent bank overdraft and a limited financial future. With the help of Serve and Protect, I’ve matured into a responsible saver, who enjoys the smugness of paying off a loan early!

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Colin

Sussex Police

A pleasant experience and great customer service

Quick, easy and without fuss. Minimal questions and came back with a really good rate and repayment schedule. Highly recommended.

Frequently Asked Questions

Absolutely! We proudly serve numerous police forces across Britain, offering their officers and staff a convenient way to save and borrow through salary deductions.

 

If your police force hasn’t joined yet, don’t worry. As long as you work in law enforcement, we welcome you to join with the ease of direct debit.

We’re constantly expanding our free employee benefit to reach more Police Forces and law enforcement agencies. If you believe we can assist you and your colleagues, please inform your HR team. We’re more than happy to have a conversation with them and provide further information.

In addition to serving the Police, we also extend our services to the broader law enforcement sector, including employees from the National Crime Agency. We’re here to support you all.

You can still become a member as long as you do so before leaving employment. Once you’ve joined, you’ll have the opportunity to remain a member for life. We look forward to having you as part of our community!

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Check out who else we serve

Family Members

NHS & Private Healthcare

Fire & Rescue Services

Armed Forces Community

Prison & Probation