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Serve and Protect Credit Union

Your go-to for credit union loans

At Serve and Protect , we are committed to improving financial resilience. Our credit union loans are catered to those who serve our nation, presenting straightforward borrowing opportunities with favourable terms. Plus, repayments are conveniently deducted from your salary. Say goodbye to expensive payday lenders and embrace a more responsible approach to borrowing.


Our range of credit union loans

Personal loans are available from Serve and Protect from as low as £500 to as much as £25,000. Once approved, payment is prompt and reliable, and there is no penalty for paying off in full early on. If you need to borrow a little more, then our top-up loans can give you some tide-over and the extra will just be added to your loan balance, with no hidden fees or traps.

Getting Started

How our Personal Loans work?


Use loan calculator


Click apply


Complete application

Use our loan calculator to see what your repayments would be!

Don’t just take our word for it

See what our members have to say

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Frequently Asked Questions

At our credit union, we offer personal loans for a variety of purposes. Whether you want to consolidate debt, renovate your home, plan your dream wedding, or buy a car, we’re here to help you make it happen.

You have the opportunity to apply for loans ranging from £500 all the way up to £25,000. We’re here to help you make your financial goals a reality!

If you’re not already a member, no worries! You can complete an application to join and borrow at the same time. We’re here to help and make the process easy for you.

Once you finish your application, our dedicated lending team may contact you. They may request specific documents, like bank statements or payslips, to better understand your situation and assist you accordingly.

There are no administration fees for taking out a loan with us. Plus, you have the flexibility to repay your loan early at any time, without any penalties.

You’ll see the interest charges on your loan when you use our loan calculator before applying. Don’t worry, we’ll make sure you have all the information you need!

You have the flexibility to repay your loan over a period of 1 to 8 years, depending on the amount you borrow. We’re here to help you find the repayments that work best for you.

We take our responsibility as a lender seriously and want to be transparent. While we cannot guarantee loans, we consider more than just your credit score. Our decisions are based on your personal circumstances. You can find detailed information about the criteria on our loan product pages. Feel free to explore!

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