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Experience the best flexible savings accounts with Serve and Protect.
The benefits of our Flexi Saver account is clear for all to see:
Depositing lump sums
You can open your Flexi Saver with a deposit of up to £40,000 – and can access your money when you wish.
Easy access
You can have a monthly amount taken from your salary on top of the amounts you deposit yourself, so the balance keeps growing.
Free life cover
Our savings accounts are easy to manage. Flexi Saver users can enjoy the simplest of processes:
Open a Flexi Saver by completing our application at the bottom of this page. Not a Serve and Protect member yet? No worries! You can still apply for an account. Our member services team will guide you through our joining application.
Once you have applied to open your account, you merely need to fund it – as often and with as little or as much as you want to.
At the end of each year, you can receive a return, which is paid into your account to help your savings grow.
You have the flexibility to save as little as £10 per month or up to £1,000 per month through regular deductions. Start small or aim higher – the choice is yours! Let’s make saving easy and achievable.
We take great pride in rewarding our valued members with a savings return in the form of an annual dividend.Â
It’s important to note that our annual dividend is determined based on the surplus profits of the credit union, and it is proposed by the Board to our members at our Annual General Meeting each year.
Absolutely! You have the flexibility to withdraw your money whenever you need it. Just use your online banking, mobile app, or give us a call, and we’ll assist you in withdrawing the desired amount.
You have the opportunity to open a Flexi Saver account with a maximum deposit limit of £40,000. It’s a great way to save and grow your money while enjoying flexibility and ease.
You might need to pay tax on the interest or dividend you receive from your savings accounts with us. This will depend on your personal financial situation. For more information, please visit https://www.gov.uk/apply-tax-free-interest-on-savings
Rest assured, all our savings products are protected by the UK’s Financial Services Compensation Scheme (FSCS), guaranteeing your savings up to £85,000. Any deposits exceeding the current limit are not covered. For additional details about the FSCS, please visit www.fscs.org.uk
To open a Flexi Saver account, you’ll need to become a member of our credit union and save a minimum of £10 per month in our Regular Saver account. Don’t worry if you’re not a member yet – you can still complete our Flexi Saver application, and our friendly support team will assist you in the process of joining.
To get a Flexi Saver account, simply fill out the form below. We’re here to help you every step of the way!
To open a Flexi Saver account, you must be an existing member of the credit union. If you are already a member, you can request a Flexi Saver account by completing our short form below.
Below, you’ll find an archive of the Flexi Saver annual dividends we’ve paid, allowing you to easily track what was provided and when.
| Financial year | Effective period | Annual dividend |
|---|---|---|
| 2022/2023 | 01.10.2022 - 30.09.2023 | 3.50% |
| 2021/2022 | 01.10.2021 - 30.09.2022 | 1.50% |
| 2020/2021 | 01.10.2020 - 30.09.2021 | 1.00% |
| 2019/2020 | 01.10.2019 - 30.09.2020 | 1.00% |
| 2018/2019 | 01.10.2018 - 30.09.2019 | 1.00% |
Find out more about our other products and how they can help
As the name suggests, this is an easy access savings account designed to help all our members save regularly.
Maximise your savings with our Cash ISA. Enjoy the benefit of tax-free returns whilst helping supporting the community.
Our fixed rate saver account enables you to earn a guaranteed savings return over a set period of time.
If you want to make even more from your savings, our prize saver enables you the chance to win cash prizes every month.
It’s never too soon to start saving and our junior saver enables you to save on behalf of your children / grandchildren living at your address.
