Serve & Protect is a free employee benefit which is there to help its members save, but also be there for them if they ever need to borrow throughout their career. The credit union supports over 33,000 members across the Police, Prison, Military, Fire and Health services, with £62 million in savings and £47 million out on loan.

Here to help you save, there if you need to borrow.

Serve & Protect helps its members prepare for their future, through a range of flexible saving accounts with repayments straight from their pay. To join the Credit Union every member must save a minimum of £10 per month into a Regular Saver. It is free to join and members can change the amount they save at any time.

As a not-for-profit organisation, Serve & Protect is owned by and run for its members. This means that at the end of their financial year, members receive a return on their savings in the form of an annual dividend (1% in 2019/20 financial year).

Serve & Protect is also there to help its members if they ever need a loan – providing access to a form of affordable credit, with loan repayments straight from their pay. Personal Loans are available to members looking to borrow between £500 and £25,000. These are ideal for car purchases, renovations, holidays and consolidating existing debt.

Some of the key benefits of becoming a member of Serve & Protect are listed below:

  • 1% Dividend Paid 2019-20 Financial Year
  • Loans up to £25,000
  • Repayments straight from your pay (where available)
  • Life Cover on savings and loans at no extra cost (T&Cs apply)
  • No early repayment penalties or hidden fees
  • Not-for-profit organisation ‘owned by and run for its members
  • The information provided in this article is for guidance and educational purposes only. Police Credit Union Ltd. does not offer regulated financial advice. Please seek independent financial advice.

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