Finance Matters

All I want for Christmas is… financial resilience
Maintaining your financial resilience through the festive period

With Christmas on the horizon, many people will be feeling the strain. Christmas can be a trying time, as we all seek to have the ‘perfect’ Christmas. Spending, eating, drinking – before we know it, we’ve spent far more than we had planned.

Couple this with the financial worries caused by the coronavirus pandemic, it is likely that for many individuals, their financial resilience will be put to test this festive period. To help you maintain your financial resilience, we have collated some useful hints and tips.

Five tips for maintaining financial resilience this Christmas

Set a budget
Set a budget for your Christmas spending, so that you can cope with any increase in outgoings. Get started, by using our website budget planning tool on our website.
Don’t feel pressured
Set a budget for your Christmas spending, so that you can cope with any increase in outgoings. Get started, by using our website budget planning tool on our website.
Lockdown savings
Set a budget for your Christmas spending, so that you can cope with any increase in outgoings. Get started, by using our website budget planning tool on our website.
Avoid payday lenders
Set a budget for your Christmas spending, so that you can cope with any increase in outgoings. Get started, by using our website budget planning tool on our website.
Consider a personal loan
Set a budget for your Christmas spending, so that you can cope with any increase in outgoings. Get started, by using our website budget planning tool on our website.

The information provided in this article is for guidance and educational purposes only. Police Credit Union Ltd. does not offer regulated financial advice. Please seek independent financial advice.

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Serve and Protect CU is a trading name of Police Credit Union Limited, Guardians House, 2111 Coventry Road, Sheldon, Birmingham, B26 3EA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & Prudential Regulation Authority under registration number 213306.

Police Credit Union Ltd. is a member of the Financial Services Compensation Scheme. This means a members savings are covered by the FSCS depositor guarantee scheme up to the value of £85,000. Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

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