Credit Union Savings Accounts

Credit Union Savings to Build Your Future

Are you looking for a safe and reliable way to grow your savings? At Serve and Protect we specialise in credit union savings to help employees and their families achieve their financial goals.

Save with Serve and Protect Credit Union

Why Choose a Serve and Protect Credit Union Savings Account?

Whether you’re saving for a rainy day, a dream purchase, or long-term security, Serve and Protect offers savings options tailored to suit your needs.

Take the first step towards achieving your financial goals.

Credit Union Savings Made Simple

Starting your savings journey is easier than you think. Our Regular Saver Account is the ideal way to kick off. It’s flexible and works around your financial situation.

Key Features of the Regular Saver Account

Start with just £10 per month—perfect for any budget.
Adjust your monthly savings as life changes.
Enjoy easy access to your funds whenever you need them.

Save

Discover the Right Credit Union Savings Account

Already a member? Explore our savings accounts, including Regular Saver, Cash ISA, Fixed Saver, Prize Saver, Junior Saver, and Flexi Saver – each designed to suit your financial goals, whether you’re saving for now or investing for the future.

Regular Saver

Build your savings consistently with regular deposits and a competitive dividend.

Cash ISA

Grow your savings tax-free with a fixed interest rate.

Fixed Saver

Lock in your savings for guaranteed interest returns.

Prize Saver

Save while enjoying opportunities to win prizes.

Junior Saver

Save on behalf of your children or grandchildren for a secure future.

Flexi Saver

Flexible, easy-access savings with the option to add lump sums anytime.

Your Savings Are Safe

Feel secure knowing your savings are protected. With Serve and Protect, your funds are covered up to £85,000 by the Financial Services Compensation Scheme (FSCS). This means you can save with us confidently, knowing your money is in safe hands.

Learn More About FSCS Protection

Helping You Understand Savings Terms

We know financial jargon can be confusing, so we’ve simplified some of the key terms you might come across:

AER (Annual Equivalent Rate)

Interest earnings if compounded annually.

Dividend

A share of the credit union’s profits distributed to members for saving.

Gross

The interest rate paid before tax deductions.

Personal Savings Allowance

The amount of interest you can earn tax-free, depending on your tax band.

Tax-Free

Interest earned exempt from taxes, often applicable to ISAs.

Confused by financial jargon? Visit our Jargon Buster for more helpful explanations.

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