Credit Union Savings Accounts

Credit Union Savings With Deductions From Your Pay

Are you looking for a safe and reliable way to grow your savings? At Serve and Protect we specialise in credit union savings to help employees achieve their financial goals.

Man smiling confidently whilst reviewing his credit union savings account balance on his mobile phone, feeling secure about his growing financial future
FSCS logo - ensuring protection for depositors and investors in the UK.

Serve and Protect Credit Union

Save Effortlessly With Serve and Protect Credit Union

Whether you’re saving for a rainy day, a dream purchase, or long-term security, Serve and Protect offers savings options tailored to suit your needs. Take the first step towards achieving your financial goals, and enjoy the benefits of payroll-deducted savings.

Trusted
Trusted

With thousands of 5-star reviews from members, you’re in safe hands.

Reliable
Safe and Secure

Deposits up to £85,000 are protected by the Financial Services Compensation Scheme.

Proud
Good Cause

Every pound you save helps your colleagues access affordable credit.

Save

Discover the Right Credit Union Savings Account

Already a member? Explore our savings accounts, including Regular Saver, Cash ISA, Fixed Saver, Prize Saver, Junior Saver, and Flexi Saver – each designed to suit your financial goals, whether you’re saving for now or investing for the future.

Your Savings Are Safe

Feel secure knowing your savings are protected. With Serve and Protect, your funds are covered up to £85,000 by the Financial Services Compensation Scheme (FSCS). This means you can save with us confidently, knowing your money is in safe hands.

Helping You Understand Savings Terms

We know financial jargon can be confusing, so we’ve simplified some of the key terms you might come across:

AER (Annual Equivalent Rate)

Interest earnings if compounded annually.

Dividend

A share of the credit union’s profits distributed to members for saving.

Gross

The interest rate paid before tax deductions.

Personal Savings Allowance

The amount of interest you can earn tax-free, depending on your tax band.

Tax-Free

Interest earned exempt from taxes, often applicable to ISAs.

Confused by financial jargon? Visit our Jargon Buster for more helpful explanations.

Member Services Team - Credit Union Savings Support
A woman speaking on the phone, representing the dedicated member services team available to answer questions about Credit Union Savings.
A woman speaking on the phone, representing the dedicated member services team available to answer questions about Credit Union Savings.

We’re Here to Help

Have questions? Our friendly member services team is happy to assist. Whether you’re ready to open your account or just exploring your options, we’re here to ensure your financial success.

Contact us to learn more about our Credit Union Savings Accounts.

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Opening Hours

Please Note: We will be closed on Monday 25th August for the Summer Bank Holiday. Any transactions made after 4pm on Friday 22nd August will be processed on Tuesday 26th August. We appreciate your understanding.

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Notice: Scheduled Maintenance

Our app and online access will be unavailable for 2 hours on Sunday, June 8, from 4:00 AM to 6:00 AM, as we work on scheduled upgrades to make things faster and smoother for you. We apologise for any inconvenience this may cause.