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Wedding Loan

Your Perfect Day, Made Possible with a Wedding Loan

Make your dream wedding a reality with a wedding loan from Serve and Protect. We make it easy to fund your special day with manageable, affordable payments that fit your budget and lifestyle.

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Key Features of Our
Wedding Loan

Our wedding loans are designed to help you create the celebration of your dreams without the financial stress. With competitive rates, no hidden fees, and flexible repayment options, we’re here to make your big day unforgettable. Whether it’s a stunning venue, a beautiful dress, or the perfect honeymoon, we’ve got you covered.

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Range

You can apply for loans between £500 and £25,000.

Repayments

You can choose repayment terms between 12 to 96 months.​

Rates

We have affordable tiered rates starting from 8% APR to 13.5% APR.

Why Choose a Wedding Loan?

A wedding loan can help make your dream day come true while keeping your finances on track. It’s a simple way to cover wedding costs without compromising on the details that matter. 

Cover All Wedding Costs

A wedding loan allows you to finance various aspects of your celebration, from the venue and catering to the dress, rings, and honeymoon.

Easy-to-Manage Payments

You’ll know exactly how much you need to pay each month, making it easier to budget for your wedding and avoid any surprises down the line.

Avoid Racking Up Credit Card Debt

Instead of racking up credit card debt to cover the wedding, an unsecured loan can help you maintain financial stability and avoid high-interest credit card fees.

A beautifully arranged wedding table setting with fine details, symbolizing a memorable celebration made possible with a Serve and Protect wedding loan.
A beautifully arranged wedding table setting with fine details, symbolizing a memorable celebration made possible with a Serve and Protect wedding loan.
A beautifully arranged wedding table setting with fine details, symbolizing a memorable celebration made possible with a Serve and Protect wedding loan.

Things to consider

  • Evaluate Your Costs - Carefully assess the total cost of your wedding and determine how much you need to borrow. Borrow only what you need to ensure your loan is manageable and doesn’t exceed your budget.
  • Repayment Timeline and Wedding Timeline - Make sure the loan repayment terms align with your wedding timeline. Consider when the wedding will take place and how long it will take you to repay the loan.
  • Prepare for Unexpected Costs - Weddings can sometimes come with unexpected costs. Before committing to a loan, it’s important to have an emergency fund or financial cushion to cover any unplanned expenses without putting undue pressure on your loan repayment.
Can I Apply?

To apply for our Wedding Loan, you need to:

  • be eligible to join our credit union
  • be aged 18 or over
  • be a UK resident
  • be in paid employment or have a regular income and are not a full-time student
  • and not have any recent CCJs, credit defaults or bankruptcies

If your employer hasn’t set up payroll deduction with us, you can still repay via direct debit, as long as you fit in to our field of membership.

See what you could borrow
Use our loan calculator to explore repayment options and find what works for you!
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Frequently Asked Questions

Our rates range from 8% APR to 13.5% APR, depending on the amount borrowed and repayment terms.

Absolutely. There are no penalties for early repayment, so you can take control of your finances at any time.

Yes, we run credit checks as part of our process. However, we consider many factors beyond your credit score, such as your income and financial habits, so don’t count yourself out if you’ve had a few bumps.

Unfortunately, we are unable to lend to individuals who live outside of the UK unless payroll deduction is available with your employer.

A wedding loan is a personal loan designed to help you cover the costs of your wedding, from venues and catering to attire and photography.

You can use the loan for all your wedding needs, including decorations, entertainment, transportation, and honeymoon expenses.

Our team is here to help with any further questions you may have. Reach out to us at 0121 700 1222 or start your application today with confidence! Apply Now.

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Ready to Apply?

If you’re ready to apply for a wedding loan, Serve and Protect is here to help. During your application and after you apply, you may be asked to provide:

  • proof of identity and proof of address
  • proof of employment and/or income
  • information about your financial situation
  • your banking details so you can save with us

Take the first step toward your perfect day today.

Apply Now
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Notice: Scheduled Maintenance

Our app and online access will be unavailable for 2 hours on Sunday, June 8, from 4:00 AM to 6:00 AM, as we work on scheduled upgrades to make things faster and smoother for you. We apologise for any inconvenience this may cause.