Passionate about improving the financial resilience of those who serve and protect

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About us

Who are we?

Serve and Protect CU is a free benefit available to employees in the Police, Prison, Military, Fire and Health services, as well as their family members. We are passionate about improving the financial resilience of those who serve and protect, helping them to save regularly but also being there for them if they need to borrow throughout their career.

With over 35,000 members, we recognise the important role our members play within society and the day-to-day challenges faced protecting our nation. In order to play our part, we help our members prepare for their financial future – so they are ready to respond to any financial challenges they may face throughout their career.

Protected

Your savings are protected by the Financial Services Compensation Scheme up to £85,000

Regulated

Authorised by the Prudential Regulation Authority regulated regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Trusted

Our members rate us as ‘Excellent’ on Feefo, having received over 1,000 5-star reviews

About us

Who are we?

Serve and Protect CU is a free benefit available to employees in the Police, Prison, Military, Fire and Health services, as well as their family members. We are passionate about improving the financial resilience of those who serve and protect, helping them to save regularly but also being there for them if they need to borrow throughout their career.

With over 34,000 members, we recognise the important role our members play within society and the day-to-day challenges faced protecting our nation. In order to play our part, we help our members prepare for their financial future – so they are ready to respond to any financial challenges they may face throughout their career.

Protected

Your savings are protected by the Financial Services Compensation Scheme up to £85,000

Regulated

Authorised by the Prudential Regulation Authority regulated regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Trusted

Our members rate us as ‘Excellent’ on Feefo, having received over 1,000 5-star reviews

As featured in

As featured in

Our story

  • 2020

    Serve and Protect CU launches, then later in the year in response to the Covid-19 crisis Fire CU and Health CU are launched.

  • 2019

    Military CU and Prison CU launch as we develop tailored brands dedicated for each market we serve.

    2019

  • 2015

    Ministry of Defence work alongside Police CU to provide a credit union service to Service Personnel, Veterans and their family members.

  • 2012

    Welcomed the Prison Service

    2012

  • 2003

    Founded as Police CU

What we’ve been up to

Articles, updates, news and more, find all the latest from Serve and Protect CU.

Lottery Results: June 2021

Following the last update on the results of The Friends of Police Credit Union Lottery, we are pleased to announce the draw covering the month of June 2021.
Read more

Rule Changes: Special General Meeting

The Board of Directors of Serve and Protect Credit Union invites you to a Special General Meeting (SGM) to make amendments to the Credit Union’s Rule Book.
Read more

PrizeSaver Results: July 2021

Following our last update, we are delighted to announce the winners of the Prizesaver draw for the month of July 2021. 
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Social Impact Report 2021 Published

Serve and Protect CU have published their Social Impact Report for 2021
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Jim’s Story

"The situation I found myself in was incredibly stressful for me and my family. Thank you for helping me get back on track!"
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Two thirds of police forces now offer payroll deduction

Police officers in two thirds of forces in the country can now to save and borrow with repayments straight from their pay with the help of financial resilience experts Serve and Protect.
Read more

Prison Officer wins headline prize of £5,000

Prison Officer wins £5,000 in the June PrizeSaver draw!
Read more

Lottery Results: May 2021

Following the last update on the results of The Friends of Police Credit Union Lottery, we are pleased to announce the draw covering the month of May 2021.
Read more

2021 UK’s Best Workplaces for Women!

Serve and Protect officially named a 2021 UK’s Best Workplaces for Women!
Read more
Visit the Newsroom

Improving financial resilience

We are here to help employees

Follow a manual added link

SAVE

Start saving regularly

  • Grow your savings

  • Withdraw at anytime

  • Earn an annual dividend

Start Saving

Follow a manual added link

BORROW

Borrow responsibly

  • Borrow up to £25,000

  • Loans for any purpose

  • No hidden fees or charges

Apply Online

Follow a manual added link

PREPARE

Prepare for your financial future

  • Access our financial tools

  • Helpful articles & tips

  • Build financial resilience

Get Started

Our payroll partners

Who we work with

View our full list of payroll partners

Awards and accreditations

Join an award-winning credit union

Don’t just hear it from us

Here’s what our members say

Join the Serve and Protect Family

In three simple steps

Step 1

Download our app from the Apple App Store or Google Play Store by searching ‘Serve and Protect CU’.

Step 2

Complete our simple joining form in under 10 minutes. You can also join to save and borrow in just one form!

Step 3

Once you receive your membership number, register for our online banking so you can manage your money on the go.

Get started

Download the app!

Download our app on iOS or Android and join tens of thousands like you.

Or if you would prefer to join us on our website, click here.

Get started

Download the app!

Download our app on iOS or Android and join tens of thousands like you.

Or if you would prefer to join us on our website, click here.

About

About Us

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Eligibility to Join

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Research & Reports

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Terms & Conditions

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FSCS Protection

Rulebook

Contact

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Serve and Protect CU is a trading name of Police Credit Union Limited, Guardians House, 2111 Coventry Road, Sheldon, Birmingham, B26 3EA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & Prudential Regulation Authority under registration number 213306.

Police Credit Union Ltd. is a member of the Financial Services Compensation Scheme. This means a members savings are covered by the FSCS depositor guarantee scheme up to the value of £85,000. Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

© Serve and Protect CU 2021. All rights reserved.