Credit Union services for the Armed Forces

Save from as little as £10 per month

How it worksMore Information

Serve and Protect

Credit Union services for the Armed Forces

From just £10 a month…

taken directly from your pay…

into a Rewarder savings account…

then you can apply for a loan.

Save from as little as £10 per month

Taken directly from your pay**

Life cover at no extra cost †

Join to borrow and save

Your savings will provide funds for colleagues’ loans

** Where available   |   † Terms & conditions apply

The Rewarder easy access regular savings account

From Serve + Protect

  • Join for free and save a minimum of £10 per month
  • Easy to save regularly by deduction from pay or direct debit
  • No notice or penalty for withdrawal
  • Annual dividend paid gross without tax deducted
  • Life cover† at no extra cost, with balance (up to a member maximum of £25,000) doubled in the event of a claim
  • Enables you to apply for a PCU loan, if you’re aged 18 or over
  • Member of the Financial Services Compensation Scheme protecting your savings up to a maximum of £85,000


For more details

Contact us

  • Telephone

    0845 266 1113 / 0121 700 1247

  • Address

    Serve + Protect
    Guardians House
    2111 Coventry Road
    B26 3EA

Send us a message

Terms & Conditions

Serve + Protect is brought to you by Police Credit Union


It is possible to nominate a beneficiary to receive up to £5,000 of savings, in the event of a member’s death.

The Rewarder joining application form is available from any branch or may be downloaded by clicking here.


*Loans subject to standard credit checks and proof of identity. Loans are offered subject to status and conditions to members aged 18 or over. Written quotations for loans available on request. Loans can only be considered for members who have a Rewarder savings account with PCU.


† Life Insurance is offered subject to conditions including a six month pre-existing limitation. For full terms and conditions about the policy, please contact PCU or visit

Police Credit Union is part of the Financial Ombudsman Scheme.

Police Credit Union is a member of the Financial Services Compensation Scheme. The Scheme guarantees to pay 100% of a maximum £85,000 should the Credit Union fail. Police Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority (Registered No 213306).

Under the Distance Marketing Directive, you have the right to cancel your savings account or loan within 14 days of opening without financial or other penalty.

We need to ask for and process information about you in order to manage your accounts and provide the services that we offer. These details will be held securely in line with all data protection regulation, used only for the running of your accounts and we will never sell it on to third parties. There are occasions where we will share it with our service suppliers, for example with Credit Reference Agencies for loans. More detail on this, how we manage your data and about your rights under the data protection regulation can be found in our Police Credit Union Privacy Notice

© Copyright - Serve & Protect Credit Union | website by mediadog