Passionate about improving the financial resilience of those who serve and protect

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About us

Who are we?

Serve and Protect CU is a free benefit available to employees in the Police, Prison, Military, Fire and Health services, as well as their family members. We are passionate about improving the financial resilience of those who serve and protect, helping them to save regularly but also being there for them if they need to borrow throughout their career.

With over 37,000 members, we recognise the important role our members play within society and the day-to-day challenges faced protecting our nation. In order to play our part, we help our members prepare for their financial future – so they are ready to respond to any financial challenges they may face throughout their career.

Protected

Your savings are protected by the Financial Services Compensation Scheme up to £85,000

Regulated

Authorised by the Prudential Regulation Authority regulated regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Trusted

Our members rate us as ‘Excellent’ on Feefo, having received over 1,000 5-star reviews

About us

Who are we?

With over 34,000 members, we recognise the important role our members play within society and the day-to-day challenges faced protecting our nation. In order to play our part, we help our members prepare for their financial future – so they are ready to respond to any financial challenges they may face throughout their career.

Protected

Your savings are protected by the Financial Services Compensation Scheme up to £85,000

Regulated

Authorised by the Prudential Regulation Authority regulated regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Trusted

Our members rate us as ‘Excellent’ on Feefo, having received over 1,000 5-star reviews

As featured in

Our story

2020
Serve and Protect CU launches, then later in the year in response to the Covid-19 crisis Fire CU and Health CU are launched.
2019
Military CU and Prison CU launch as we develop tailored brands dedicated for each market we serve.
2019
2015
Ministry of Defence work alongside Police CU to provide a credit union service to Service Personnel, Veterans and their family members.
2012
Welcomed the Prison Service
2012
2003
Founded as Police CU

What we’ve been up to

Articles, updates, news and more, find all the latest from Serve and Protect CU.

Lottery Results: October 2021

December 1, 2021

Following the last update on the results of The Friends of Police Credit Union Lottery, we are pleased to announce the draw covering the month of October 2021.

Your Winter Budget – Rising Energy Bills

November 26, 2021

By employing effective budgeting and planning you can ensure that you remain financially resilient. Here are some factors to keep in mind while budgeting this winter.

Ensuring you stay financially resilient on Cyber Monday

November 25, 2021

Although Cyber Monday can bring joy to many who are seeking bargains, it can also be an opportunity for unnecessary overspending. Here are some tips to manage your financial resilience this Cyber Monday.

Managing your financial resilience this Black Friday

November 22, 2021

Although Black Friday can bring joy to many who are seeking bargains, it can also be an opportunity for unnecessary overspending. Here are some tips to manage your financial resilience this Black Friday.

Save the date! – AGM (Annual General Meeting)

November 19, 2021

Serve and Protect CU invite you to attend our Annual General Meeting on Thursday 27th of January 2022.

Will the computer chip shortage affect Christmas this year?

November 19, 2021

High demand for electronic products and low supply of chips means that prices are increasing. Here are some useful tips to save money and avoid some of the increasing prices of consumer products in the build up to Christmas this year.

PrizeSaver Results: November 2021

November 17, 2021

Following our last update, we are delighted to announce the winners of the Prizesaver draw for the month of November 2021.

Financial Resilience in 5 – With Zoe Wakefield

November 2, 2021

In our first edition of Financial Resilience in 5, we feature Hampshire Police Federation Chair, Zoe Wakefield.

Lottery Results: September 2021

October 28, 2021

Following the last update on the results of The Friends of Police Credit Union Lottery, we are pleased to announce the draw covering the month of September 2021.

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Improving financial resilience

We are here to help employees

SAVE

Start saving regularly

Grow your savings
Withdraw at anytime
Earn an annual dividend

Start Saving

BORROW

Borrow responsibly

Borrow up to £25,000
Loans for any purpose
No hidden fees or charges

Apply Online

PREPARE

Prepare for your financial future

Access our financial tools
Helpful articles & tips
Build financial resilience

Get Started

Our payroll partners

Who we work with

View our full list of payroll partners

Awards and accreditations

Join an award-winning credit union

Don’t just hear it from us

Here’s what our members say

Join the Serve and Protect Family

In three simple steps

Step 1

Download our app from the Apple App Store or Google Play Store by searching ‘Serve and Protect CU’.

Step 2

Complete our simple joining form in under 10 minutes. You can also join to save and borrow in just one form!

Step 3

Once you receive your membership number, register for our online banking so you can manage your money on the go.

Get started

Download the app!

Download our app on iOS or Android and join tens of thousands like you.

Or if you would prefer to join us on our website, click here.

Get started

Download the app!

Download our app on iOS or Android and join tens of thousands like you.

Or if you would prefer to join us on our website, click here.

Serve and Protect CU is a trading name of Police Credit Union Limited, Guardians House, 2111 Coventry Road, Sheldon, Birmingham, B26 3EA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & Prudential Regulation Authority under registration number 213306.

Police Credit Union Ltd. is a member of the Financial Services Compensation Scheme. This means a members savings are covered by the FSCS depositor guarantee scheme up to the value of £85,000. Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

Passionate about improving the financial resilience of those who serve and protect