Log In
Get Started
Log In
Get Started

Military Credit Union

Military Credit Union: Financial Support for Our Armed Forces

At our Military Credit Union, we understand the unique financial challenges faced by members of the armed forces community.

Join Our Community
Feefo logo

Proudly Supporting Those Who Serve and Protect

At Seve and Protect, we understand the unique financial challenges faced by members of the armed forces community. Whether you’re on active duty, a reservist, veteran, MOD Civil Servant or part of a military family, we’re here to provide the financial support you deserve. With over 10 years of service and as the largest military credit union, we’re proud to stand by those who serve our country.

Join Our Community

Why Join Our Military Credit Union?

Flexible Savings

Whether you’re saving for a rainy day or planning a big milestone, our savings accounts make it easy to build up funds your way. Enjoy the reassurance of secure, regular savings with the flexibility to withdraw when you need.

Affordable Loans

We offer straightforward loans that fit around your circumstances, not just your credit score. With flexible repayment terms and no hidden fees, you can borrow with confidence knowing we’ve got your back.

Salary Deduction

Managing your money should be simple. Many of our members save and borrow through salary deduction—meaning less hassle and greater peace of mind.

Member First

We’re a credit union run by and for our members. That means service that listens, and decisions that put your interests first. Every member can have their say and share in our success.

Three soldiers in uniform viewed from behind.
Three soldiers in uniform viewed from behind.
Three soldiers in uniform viewed from behind.
Can I Join?

To become a member, you need to be one of the following:

  • you serve in the British Armed Forces
  • you are a Reservist for the British Armed Forces
  • you work for the Ministry of Defence or are a MOD Civil Servant
  • you are a veteran in receipt of an MOD Pension
  • you are a family member of an existing member

If you are not part of the armed forces community, you may still be able to join us if you fit into our field of membership.

Join Our Community

Join thousands of other members who Serve and Protect our nation!

Join Our Community

Here's What Our Members Say​

We’re proud to have earned thousands of reviews on Feefo, reflecting the trust of our community of over 54,000 members.

Feefo logo
Feefo Platinum Trusted Service Aware logo for 2023
Serve & Protect shield icon

Mark

Royal Navy

Cannot rate it highly enough

Fantastic service, the process is swift and easy. I felt I was considered as a person and not an automated score. I am proud to be a member.

Serve & Protect shield icon

Ashley

British Army

10 out of 10 as always

Serve and Protect have been brilliant since I opened an account. I applied for a second loan while overseas and they made this very easy. Thank you for everything I now live a better life.

Serve & Protect shield icon

Hitson

British Army

I am very pleased with the service

Serve and Protect has helped me every time I’ve needed credit. The process isn’t lengthy or complicated. I am very pleased with the service I’ve received so far!

Serve & Protect shield icon

Nyhyl

British Army

Amazing service!

The service I received was simple, easy, straightforward, and painless. They were eager to help me from the beginning and they made the whole process easy fast and easy. I couldn’t ask for anything more.

Serve & Protect shield icon

Jack

British Army

People for the People

The most helpful team I’ve ever come across – people for the people type. I had no trouble whatsoever and it’s a really easy process. I’ll recommend it to anyone.

Serve & Protect shield icon

Kevin

British Army

Without a doubt, I would recommend this service

Where can I start, not only is this company very professional, but it also has a wonderful lending team that provide such good customer service and are always happy to help you, in any way! l recommend these guys to anyone looking for a loan or to settle debt.

Serve & Protect shield icon

Andrew

British Army

Amazing as always

As always they impartially look at your circumstances, and affordability and offer help wherever possible. Amazing quick and super friendly service.

Serve & Protect shield icon

Jonetani

British Army

Always there for me whenever I need help

The service is great and always there for me whenever I need help from Serve and Protect, especially with my savings. It really helped my family back at home a lot.

Serve & Protect shield icon

Robinson

British Army

East to apply

Serve and Protect go above and beyond to help out. Every time I’ve used them I have had a great experience. Couldn’t be happier with the services they provide.

Serve & Protect shield icon

Dennis

British Army

Outstanding service!

Outstanding service! Less than 24 hours after applying for a car loan, it was credited to my account Thank you so much.

Serve & Protect shield icon

Trusted Member

British Army

Extremely Helpful

Extremely helpful and understanding. Helped me even when no one else would. 100% recommend to all Armed Forces serving personnel.

Serve & Protect shield icon

Fabian

Royal Navy

I am grateful

I am grateful for what Serve and Protect all have done for me, especially at this time when I was really in need of the helping hand they gave to me.

Serve & Protect shield icon

Douw

British Army

This helped me to consolidate my finance agreement

Very helpful and assisted where possible to ensure I got the best outcome when applying for a loan. This helped me to consolidate my finance agreement the next day against a far greater APR than that of the company.

Serve & Protect shield icon

Trusted Member

British Army

They really helped me and my family

Very satisfied with the service from Serve and Protect Credit Union. They were very helpful, especially during my time and family’s time of need.
Serve & Protect shield icon

Benjamin

British Army

Outstanding

Excellent service with great advice and a fully understand team. Overall amazing. I have already recommended a friend to take a look and he got a loan for his car and says the same.
Serve & Protect shield icon

Trusted Member

British Army

A Credit Union you can trust

The service received was amazing. The Serve and Protect team were swift in responding to my enquiries. My first time getting a loan in the shortest possible time. I got my loan in 3 working days, which is very impressive. I’m glad to be a member of Serve and Protect.

Serve & Protect shield icon

Suzanne

British Army

The loan application was super easy

The customer service team were super helpful, polite and accommodating. The loan application was super easy and the team always ensured I was kept up-to-date with any changes. I would highly recommend them and will absolutely be using them again for any loans or savings needs.

Serve & Protect shield icon

Courtney

Royal Navy

I'm so grateful that I found out about them

Very attentive and considerable service. Even when all hopes are lost, Serve and Protect meet the standards and requirements of my needs. I’m so grateful that I found out about them.

Serve & Protect shield icon

Trusted Member

Royal Navy

They have literally change my life

Absolutely fantastic service provided. They were calm in talking me through my worries and concerns and how best to approach my application to give it the best chance. I’m very grateful to Serve and Protect. They have literally changed my life.

Frequently Asked Questions

Absolutely! If you’re part of the British Armed Forces, you have the option to save and borrow conveniently through salary deductions, which appear on your JPA.

Great news! As a Reservist, you have the opportunity to become a valued member of our credit union. All you need to do is save and borrow with convenient deductions through direct debit.

Currently, our services are exclusively available to veterans who receive an MOD Pension. We warmly welcome and support those who have served.

As a credit union, we welcome family members residing at the same address as existing members to join us. So, if you are a military spouse and your partner is already a member, you have the opportunity to become a member on your own and enjoy the benefits of saving and borrowing through direct debit.

We’re here to support not only Service Personnel, Reservists, and Veterans, but also MOD Civil Servants. While deductions from your salary aren’t possible, you can still save and borrow with repayments made through direct debit.

You can still become a member as long as you do so before leaving the Armed Forces. Once you’ve joined, you’ll have the opportunity to remain a member for life. We look forward to having you as part of our community!

Load More

Check out who else we serve

Family Members
NHS & Private Healthcare
Fire & Rescue Services
Prison & Probation
Police & Law Enforcement
Shield
Notice: Scheduled Maintenance

Our app and online access will be unavailable for 2 hours on Sunday, June 8, from 4:00 AM to 6:00 AM, as we work on scheduled upgrades to make things faster and smoother for you. We apologise for any inconvenience this may cause.