There if you need to

Borrow

Loan Products

Top-up your existing loan

Do you already have a loan with us and need to borrow more? It’s simple to apply for more on our online banking and mobile app.

How our loans work

It is quick and easy to apply for a loan from us:

  • Check Eligibility

    Before you apply, make sure you are eligible for our loan.

  • Apply Online

    If you’re eligible, complete our online application.

    Apply Online

  • Submit Documents

    Our team will ask you to send a few documents over.

  • Loan Approval

    If approved, you will usually receive funds within 24 hours.

    Loan Approval

  • Easy Repayments

    Repayments taken directly from your salary or direct debit.

Why get a loan from us?

  • Borrow £500 - £25,000

  • Repay over 1-8 years

  • No early repayment penalties

  • Free life cover up to £25,000

  • No fees or hidden costs

  • Salary deduction available

Why get a loan from us?

  • Borrow £500 - £25,000

  • Repay over 1-8 years

  • No early repayment penalties

  • Free life cover up to £25,000

  • No fees or hidden costs

  • Salary deduction available

Helpful Tools

On an assumed loan amount of £5,000.00 over 36 months. Representative 9.3% APR. Total amount payable £5,749.20 of which £749.20 is interest. 36 monthly repayments of £159.70. Rates from 8% APR to a maximum of 13.5% APR. Loan terms from 12 to 96 months. Loans subject to standard credit checks and proof of identity. Loans are offered subject to status and conditions to members aged 18 or over. Written quotations for loans available on request. Loans can only be considered for members who have a savings account with Serve and Protect Credit Union. Under the Distance Marketing Directive, you have the right to cancel your loan within 14 days of completion, by repaying all funds borrowed plus any interest that has accrued.

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