Credit Union services for the Armed Forces

Save from as little as £10 per month

How it worksMore Information

Serve and Protect

Credit Union services for the Armed Forces

From just £10 a month…

taken directly from your pay…

into a Rewarder savings account…

then you can apply for a loan.

Save from as little as £10 per month

Taken directly from your pay**

Life cover at no extra cost †

Join to borrow and save

Your savings will provide funds for colleagues’ loans

** Where available   |   † Terms & conditions apply

The Rewarder easy access regular savings account

From Serve + Protect

  • Join for free and save a minimum of £10 per month
  • Easy to save regularly by deduction from pay or direct debit
  • No notice or penalty for withdrawal
  • Annual dividend paid gross without tax deducted
  • Life cover† at no extra cost, with balance (up to a member maximum of £25,000) doubled in the event of a claim
  • Enables you to apply for a PCU loan, if you’re aged 18 or over*
  • Not for profit mutual


For more details

Contact us

  • Telephone

    0845 266 1113 / 0121 700 1247

  • Address

    Serve + Protect
    Guardians House
    2111 Coventry Road
    B26 3EA

Send us a message

Twitter & Facebook

Terms & Conditions

Serve + Protect is brought to you by Police Credit Union


Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without financial or other penalty.

It is possible to nominate a beneficiary to receive up to £5,000 of savings, in the event of a member’s death.

The Rewarder joining application form is available from any branch or may be downloaded by clicking here.

‡ Police Credit Union is required by HMRC to deduct tax at basic rate from dividends credited to those not resident in the UK.


*Loans subject to standard credit checks and proof of identity. Loans are offered subject to status and conditions to members aged 18 or over. Written quotations for loans available on request. Loans can only be considered for members who have a Rewarder savings account with PCU.

Under the Distance Marketing Directive, you have the right to cancel your loan within 14 days of completion, without financial penalty or interest charge, by repaying all funds borrowed.


† Life Insurance is offered subject to conditions including a six month pre-existing limitation. For full terms and conditions about the policy, please contact PCU or visit

Police Credit Union is part of the Financial Ombudsman Scheme.

Police Credit Union is a member of the Financial Services Compensation Scheme. The Scheme guarantees to pay 100% of a maximum £75,000 should the Credit Union fail.
Police Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority (Registered No 213306).

Data Protection Statement: In accordance with the principles of the Data Protection Act 1998, we will use your personal details for the purposes of managing your accounts with Police Credit Union. Your personal details will be treated confidentially and will only be shared with other agencies for the purposes of credit referencing and debt recovery, for which purpose we hold an appropriate consumer credit licence.

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